Investing · General formulas

Net Worth Calculator

Add your estimated household assets and debts to see total assets, total liabilities, and net worth. Use the example values or enter your own numbers to explore an estimate.

Currency formatting only—not an exchange-rate conversion. No country-specific tax or government rules are applied.

Your details

Enter your numbers

USD · example
Additional assumptions in use
  • Mortgage balance: 180000
  • Credit card debt: 5000
  • Auto loans: 10000
  • Student loans: 15000
  • Other debts: 2000

Basic mode retains the advanced assumptions shown here. Switching modes does not reset your values.

Values stay in this browser. Saving on this device is optional and requires your consent.

Your results

See a clear estimate

Enter your details to see a personalized calculation, a simple projection, and the assumptions behind it.

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Device saving only when requested
FREE TOOLS · NO ACCOUNT

Compare, keep and export

Calculate first to compare a snapshot or export your current results. No values are sent to our server.

The PDF includes active input values and option labels, results, sources, model assumptions, and the schedule when available. Schedule periods follow the model: years, months, or actual payments.

Up to three comparison snapshots

Optional device-only storage

    Share assumptions, never dollar amounts

    Links include eligible rate, term or frequency assumptions only. Dollar amounts are never included. Recipients must enter their own amounts; the link will not reproduce your full financial scenario.

    HOW IT WORKS

    Calculation method

    Adds the asset values you enter, adds the liability balances you enter, then subtracts total liabilities from total assets.

    KEEP IN MIND

    Assumptions & limits

    • All amounts are user-entered estimates in the selected display currency.
    • Unlisted assets, debts, valuation changes, taxes, and transaction costs are not modeled.
    • Basis: User-entered values.
    • Basis: Standard fixed-payment and time-value-of-money formulas.

    Source/rule review year: Not applicable — general mathematical model.

    Net Worth Calculator | WealthMathPro